TapFundo← Back to TapFundo

Legal Disclaimers

Updated Date: April 14, 2026

Effective Date: April 14, 2026

The following disclaimers apply to all services provided by this Platform and are incorporated by reference into our Terms and Conditions. Please read them carefully.

1. Not a Lender Disclaimer

TapFundo IS NOT A LENDER, BANK, CREDIT UNION, MORTGAGE BROKER, OR FINANCIAL INSTITUTION OF ANY KIND. We do not originate, fund, or service loans. We do not make credit decisions, determine eligibility, set interest rates, or act as a representative or agent of any lender.

Any loan you receive will be from an independent third-party lender. Your relationship is solely with that lender, and all loan-related inquiries should be directed to them.

2. No Guarantee Disclaimer

Submitting a loan request through this Platform does not guarantee:

  • That you will be matched with a lender
  • That any lender will approve your application
  • That you will receive the loan amount you requested
  • That you will receive any specific interest rate or APR
  • That any loan product is available in your state

All approval decisions are made solely by individual lenders based on their independent underwriting criteria. Lenders may obtain credit reports from major bureaus (Equifax, TransUnion, Experian) and other data sources. Both soft and hard credit inquiries may affect your credit score.

3. Marketing and Compensation Disclosure

TapFundo receives compensation from third-party lenders and marketing partners when users are connected with their services. This compensation may influence which lenders appear in our network and how they are presented, but it does not affect the accuracy of information we provide, the loan terms you are offered, or your consumer rights.

This disclosure is made in compliance with the Federal Trade Commission’s guidelines on endorsements and advertising practices. Presence of a lender on this Platform does not constitute our endorsement of any financial product.

4. State Law Variations

Loan products, rates, fees, and availability vary by state. Not all lenders operate in all states, and not all products are available everywhere. State laws impose various restrictions including maximum loan amounts, APR caps, and permissible fee structures.

Residents of certain states – including but not limited to Arkansas, New York, Vermont, West Virginia, and other states with restrictive consumer lending laws – may face additional restrictions or may not be eligible for certain loan products. Military personnel and their dependents may have additional protections under the Military Lending Act (MLA).

You are responsible for understanding the lending laws applicable in your state. We encourage you to consult your state’s financial regulatory authority for guidance specific to your jurisdiction.

5. Financial Responsibility Disclaimer

TapFundo does not provide financial, legal, tax, or investment advice. Nothing on this Platform should be construed as professional financial guidance.

Before accepting any loan, you should:

  • Read all loan documents and required disclosures carefully
  • Understand the total cost of the loan, including all fees and interest charges
  • Assess your capacity to meet the repayment schedule
  • Consider all alternatives to high-cost short-term borrowing
  • Consult a licensed financial advisor or nonprofit credit counselor if needed

Taking on unaffordable debt can cause serious financial harm, including damage to your credit, collection activity, and legal action.

6. Accuracy of Information

While we make reasonable efforts to ensure the accuracy of information on this Platform, we make no warranties – express or implied – regarding the completeness, accuracy, or timeliness of any content. Loan rates, terms, and product availability are subject to change without notice.

7. Third-Party Content

This Platform may contain links to or information from third-party lenders and service providers. We are not responsible for the content, accuracy, privacy practices, or conduct of any third-party website or service. Links to third-party sites do not constitute our endorsement.

8. Contact for Legal Inquiries

For legal inquiries, including regulatory complaints, please contact: TapFundo | support@tapfundo.com